Loan Without Guarantee: On the occasion of Vishwakarma Jayanti last year, the government launched the PM Vishwakarma Yojana. The scheme offers both financial aid and training in skills in addition to a credit facility. You can apply for this programme if you wish to launch your own business. This plan offers loans up to Rs 1 lakh in its initial phase. Are you aware that the Indian government offers people of India loans up to Rs 3 lakh with no guarantee?
Actually, Prime Minister Narendra Modi established the PM Vishwakarma Yojana in order to give the nation’s citizens monetary support for their labour.
On the occasion of Vishwakarma Jayanti last year, the government introduced this programme. The programme offers both financial aid and skill training in addition to a credit facility.
Who is eligible for Loan Without Guarantee ?
You can apply for the programme if you wish to start your own company. In order to grow the firm, this initiative offers loans up to Rs 1 lakh in the first phase and up to Rs 2 lakh in the second.
Those who do these works will get loan
- Carpenter
- Blacksmith
- Locksmith
- Goldsmith
- Boat builders
- Tool kit manufacturer
- Stone breakers
- Cobbler/shoe artisan
- Basket/mat/broom makers
- Doll and other toy manufacturers (traditional)
- Barber
- Pottery maker (potter)
- Sculptor
- Raj Mistri
- Fish trappers
- Washerman
- Tailor
- Garland makers
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Important details about the plan
- The project will assist citizens of India.
- The scheme’s advantage will only be offered on one of the 18 works that Vishwakarma has selected.
- The person applying for this programme must be at least eighteen (19) years old but not older than fifty (50).
- A certificate in the relevant trade from an accredited institution is required.
- The candidate must be a member of any of the 140 castes that the programme covers.
documents will be required for the scheme
- Aadhar card
- I Certificate
- PAN card
- Identity card
- Caste certificate
- Bank passbook
- Mobile number
- Address proof
- Passport size photograph
How to Apply for this Scheme ?
- You must first go to pm vishwakarma.gov.in, the government’s official website.
- Now you have to click on Apply Online for PM Vishwakarma Kaushal Samman Yojana.
- Now you will have to register for the PM Vishwakarma Kaushal Samman Yojana.
- From now on, the registered cellphone number will receive information regarding the registration number and password via SMS.
- Once the form has been fully finished, the papers need to be scanned and uploaded.
- Each and every piece of information must be verified and sent in.